Agricultural Farming Panorama in Sub Saharan Africa
DETERMINANTS OF SMALLHOLDER FARMERS ACCESS TO FORMAL CREDIT:
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According to the word bank more than two-third of the Sub-Saharan African population lives on less one dollar a day. Majority of this population live in the rural areas where farming is there sole income earning activity. However, despite the fact that farming is widely practiced by majority of farmers in the rural areas for a long time, the region has been prone to food in security. Looking in to the future, policies and investments that raise economic return of agriculture are critically needed. The stake holders in policy formulation need to offer multiple development strategies to farmers with specific focus on small scale farmers who are the majority. Investment in capacity building projects should be rolled out to ensure increased productivity while diversifying types of crops planted by farmer to increase the income sources. This will address the challenge of farmers leaving agricultural sector for better, promising and well paid jobs in other sectors.
I believe that it is in agricultural production that more jobs in Sub-Saharan Africa can be created. With the rising opportunities in the commercially viable agricultural sector, small and large scale farmers need to adoption of new farming technologies, lead in environmental conservation efforts and making use of improved crop varieties available. In tandem with these efforts, there is need for the governments to improve on policies related to education, primary health care, conducive investor climate not forgetting the need to have the private of development peace, political stability, observance to human right and corruption free society.
According to the word bank more than two-third of the Sub-Saharan African population lives on less one dollar a day. Majority of this population live in the rural areas where farming is there sole income earning activity. However, despite the fact that farming is widely practiced by majority of farmers in the rural areas for a long time, the region has been prone to food in security. Looking in to the future, policies and investments that raise economic return of agriculture are critically needed. The stake holders in policy formulation need to offer multiple development strategies to farmers with specific focus on small scale farmers who are the majority. Investment in capacity building projects should be rolled out to ensure increased productivity while diversifying types of crops planted by farmer to increase the income sources. This will address the challenge of farmers leaving agricultural sector for better, promising and well paid jobs in other sectors. 
